Saving Money is Making Money.  You may have heard the saying “You can’t “outwork a bad diet”; finances are similar. Before launching your creative new side hustle, it makes sense to sit down and look for opportunities to reduce unnecessary expenses. Now, I’m not suggesting you give up the items you and your family value and enjoy, rather let’s just trim the fat a bit.


I’d say an interesting thought to add would be an idea suggested by Mark Cuban a while back on his blog. It was basically the idea that you’re not necessarily saving money so that you can invest slowly and retire comfortably, but that you were saving every possible penny, at every moment, so that when an actual fantastic opportunity came around you’d have money to invest.
If you’re a skilled worker in a specific niche, like marketing, design, or software development, there are specialty marketplaces that cater just to you. These are amazing places to make money online as you know that the people visiting them are looking specifically for the skills you have. Check out places like 99Designs or Dribbble for designers, Cloudpeeps for marketing and SEO professionals, and TopTal, Crew, or Gigster for high-level software developers. Once you've built up your development skills, you can begin building a brand for yourself as a higher-value consultant and start charging brands for larger projects like implementing an entire WordPress security overhaul or migrating a website from http to https.

If you’ve ever wanted to try real estate investing but don’t want to deal with all the stress of being a landlord, you might want to consider investing with Fundrise. Fundrise is a new platform that allows you to invest directly in a real estate portfolio that a team of professionals identifies, acquires, and manages on your behalf. With a starting investment as small as $500, you get exposure to dozens of solid, value-producing assets.

Using the money you already have to make more money is usually a pretty smart move. A service like Lending Club is a great way to act as a lender and earn interest on your money. Essentially, you act as the bank, which is pretty neat. Lending Club is the world’s largest online credit marketplace connecting borrowers and investors. Definitely something worth looking into!

If you want to be a millionaire, it helps to know what you want, and then have the discipline to go after it. When you set a goal, you focus on it and pursue it. This means that you don’t get sidetracked by less important matters. If you know that you need to set $1,000 a month aside in order to meet your millionaire goal within an allotted timeframe, you focus on that. You cut expenses or, better yet, look for ways to increase your income, so that you can meet your goal. Sometimes it’s not fun, but millionaires usually stick with it.


Typing "how to get rich quick" then hitting the search button on your PC will give you different (and even ridiculous) ways of making a dishonest living. Everything sounds so exciting and simply too good to be true. And most of the time, these are either scams or simply lies. Thus, many people don't really believe that there are ways to get rich quick -- unless of course, a distant relative died and left you his millions.

Warren Buffett has long talked about how he focuses on creating value through two "buckets:" The earnings bucket and the investing bucket. If you are wondering how to get rich in your own life, you are likely to find that it is considerably easier to raise your net worth quickly when focusing on both of these, taking the same “double barrel” approach Buffett and his long-time business partner, Munger, have made a cornerstone of their empire.

Need more ideas on how to make money online? Another strategy is using webinars to market your product, service, or course. I’ve done webinars to promote my financial planning practice and to drum up interest in my online course for financial advisors. With a webinar, you’re basically offering a lot of tips and advice for free — usually in a live format. At the end though, you pitch your paid product or service with the goal of securing a few deals.
What It Is: Think Mary Kay (cosmetics), Pampered Chef (kitchenware), or Rodan + Fields (skincare) — over time, you build a base of clients to whom you sell a company's wares. "There are several reasons why I decided to become a consultant," says Rodan + Fields independent consultant Debbie Royer. "I had seen how much of a blessing the business had been to a friend of mine and my sister-in-law. Plus, everything can be done from my phone, and being a mom to a preschooler and an infant I don't have a lot of extra time to be sitting at a computer."
The audiobook industry is booming, yet only 5% of books ever get made into audio format. If you’ve got a background in acting, or if people have said you’ve got a voice made for the radio, you can make extra money recording audio versions of independent and popular books. Sites like ACX connect authors with audiobook performers. So, whether you’re an author looking for more ways to sell your book, or an actor/voice actor looking to make some extra income, you can sell your services online.
What It Is: Think Mary Kay (cosmetics), Pampered Chef (kitchenware), or Rodan + Fields (skincare) — over time, you build a base of clients to whom you sell a company's wares. "There are several reasons why I decided to become a consultant," says Rodan + Fields independent consultant Debbie Royer. "I had seen how much of a blessing the business had been to a friend of mine and my sister-in-law. Plus, everything can be done from my phone, and being a mom to a preschooler and an infant I don't have a lot of extra time to be sitting at a computer."
Many of us are interested in becoming millionaires. However, that goal sometimes seems rather far away. You don’t have to be born rich, or inherit a fortune, to become a millionaire. If you have the right stuff, you can work your way into your millions. But it helps to know what traits often make a millionaire. Here are 5 traits that many millionaires have — and that you can develop:
How to Get It: GoFluent.com is an English training company working with 12 of the world's largest corporations. There are also jobs out there for English as a Second Language (ESL) teachers, which are more structured. Visit ISUS (iSpeakUSpeak.com), a placement and training company. While a degree in education or ESL is ideal, you are encouraged to apply if you are enthusiastic and articulate.
First and foremost, you have to set realistic goals. You have to constantly track and check in with your finances. Otherwise, how will you know when you’ve finally made it rich? Give yourself quarterly figures to hit. Keep track of all streams of income and make sure you know where all of this money is going. But don’t track it by month — things fluctuate too much and month to month figures don’t matter as much as year-to-year figures. This will give you a better idea of where you’ll be in the long run. You’re in it for the long haul, remember? 
22. Advertising – This is definitely the most old-school way of earning money with a blog. It’s also starting to become the least common way. You can sell advertising spots directly on your site or you can sign up with a company like Google AdSense or Media.net. Either way, you won’t see a whole lot of money from ads until your views are well into the thousands each day.
2) it would likely be easier to emulate what some of these big MLM girls are doing with their FB groups. Rather than advertise your products on FB, look for ways to build a page with a large following of interested users. A lot of these Lula Roe girls that do exceptionally well have large facebook pages with 10,000+ likes they “go live” on facebook and have Lula Roe parties showing off their goods/sales.
Another advantage of having some cash savings is the ability to use the money for investments or other large purchases when you come across a good deal. This could be a something like an investment, property, or just a good deal that saves you thousands of dollars on a major purchase. Take advantage of these principles and save money whenever possible.
One man’s trash is another man’s treasure. This is ever present in the sneaker world. I am an avid sneaker collector and a huge part of the culture is buying and selling your sneakers to keep updating your stock with your current favorites. I use a website called Kixify to buy and sell some of my sneakers and it is just like Ebay or Craigslist. Whenever I need money for whatever reason, I always look to see if I have a pair of shoes I am no longer in love with and willing to sell.


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A good source of extra income is Power Lead System. Monthly charge of total $53 you get an all encompassing virtual Marketing Training in a box. You get lead capture and landing page templates you can edit. Auto responders, hosting, video training, email campaigns with a complete contact manager, virtual postcards, email swipes, everything all for just $53 per month. It’s $30 plus an optional Affiliate program for $23 that pays monthly residuals. long with the Affiliate you get a professional marketing system called Endless Leads by Max Steingart, no charge, it retails for $500, it’s yours while a member. You have to check this unbelievable web marketing system out. You will be impressed. All for less than $2 per day.
2. InboxDollars – InboxDollars is similar to Swagbucks, since you’re going to be taking surveys, shopping, etc., so if you want to maximize your return, sign up with both websites. They also offer a search engine that pays you (like Swagbucks) and you get $5 just for signing up.  I won’t continue to list survey sites one after another down the list, but if you want to get paid to take surveys, also check out GlobalTestMarket, E-Poll Surveys and Survey Club.


Social networks are a hot spot for work-at-home danger. One company called Easy Tweet Profits claims you can make up to $873/day online. They even claim one person earned $400,000/year using their method of tweeting your way to success. The catch? By signing up for their program you agree to be charged just under $50 per month! There are a whole host of other companies with similar names (usually involving “make money” or “make profits”) that suggest social networking can be a cash cow. But their game is all the same: Whether you’re talking about something you see on Craigslist, eBay, Facebook, Twitter or whatever’s the next hot thing, you’ve got to be wary.
Once you have that problem or need nailed, the next step is to validate that idea and make sure you’ve actually got customers who will pay for it. This means building a minimum viable product, getting objective feedback from real customers, incorporating updates, testing the market for demand, and getting pricing feedback to ensure there’s enough of a margin between your costs and what consumers are willing to pay.

Create a killer course experience: With your course validated and in the works, you need to figure out how people will take it. Most course creators choose to host their courses from their own websites. This way, they get all the value of bringing customers back to their site on a regular basis. I host my own courses from a subdomain on my own site so I can easily add more. The course experience is incredibly important as well. And after trying most of the solutions, I highly recommend Teachable—an online platform designed specifically for courses.


Many businesses are in need of someone to design their logos, websites or visual ads. If you have a degree or certification in this area, you can make a comfortable salary annually (reportedly $45,000 and up). The more skilled you are, the more clients you'll likely get through word of mouth. Here's a guide on how to build a website that can help you get started.
I am looking for a legitimate work from home job. I am currently working in a call center 10 hrs a day, 4 days a week, and I’m getting burned out. I never see my kids or husband as he drives a truck and is usually asleep when I get home. I have always wanted to be a housewife but I feel as though this call center job is keeping me from that. My husband and I also want to start our own business as well. Any advice?
Use your skills to do day labor. Post an ad online or on a bulletin board offering to do odd jobs or sign up with an employment agency that specializes in temporary work. You can also go where other day laborers meet and wait for employers, such as building contractors, landscapers, homeowners and small business owners. Common odd jobs people need day laborers for include:[11]
The truth of the matter is that very few ever tap into their hidden potential inside. They relent to bad habits and the status quo, never really thinking that they can achieve their biggest goals in life. They give up and throw in the towel, calling it quits. But it's virtually impossible to get rich if you give up. Failure is just a stepping stone. It isn't the end of the road.

Financially responsible and successful people don’t build their wealth by accident — or overnight. Becoming rich takes serious willpower and long-term vision. You have to be able to keep your eye on the prize of financial freedom, be willing to sacrifice your present wants for the sake of your future and develop good habits to win. Here are 10 habits you can start putting into practice now.


For non-tech people (myself included), web design can cause a lot of stress. And stress means opportunity. If you have a knack for web design or web development, you should definitely be capitalizing on it. And since it’s such a foreign concept for many, it can be a really lucrative side hustle. You can find all sorts of gigs on Upwork. Also, you need to read this article: How to Make $5,000+ a Month Building Websites Part-Time

In realistic scenario you can start saving your money in your early 30s. That gives you 30 years until retirement. The average yearly return rate you can realistically achieve is around 6 %. To have a million at these assumptions, you need to save $1, 000 every month to have a million dollars at your retirement. Interestingly, if you start saving 5 years earlier, you only need to put aside $700 each month.
•The website has no contact information. A legitimate business has a way for you to reach them. Look for an "About" page that offers information on the company or CEO, along with a phone number, address, or contact email. (Try calling the number to see if anyone answers.) A website with only a contact form and no other way to get in touch with an actual human is suspicious.
For instance, they offer 50 cents if you upload a picture of a receipt where you bought milk and offer $10 for a picture of a Best Buy receipt. Of course, it makes no sense going out and purposefully buying products with the highest rebate, yet it won’t take much of your time taking and uploading pictures of things you typically buy and stash some extra cash by the end of the month.
Hmmm… my 12 year old daughter has gone through almost 4 different sizes in the last couple of years. I have jeans and tops – some with the tags still on them, some only worn by her once or twice. I bet I have at least 50 or more pairs of just jeans… mostly very expensive jeans!! Is there another kind, lol? I hate to have a lot of people come to our home. Would I lose a lot of money by selling them online as opposed to a yard sale? I also have quite a few other items I really need to get rid of because they’re just sitting in my shed, taking up space. Do you have any advice on how to get the maximum money for these items (mainly the girl’s clothing)? Thanks!!
Monevator: I don’t think a net worth goal is the way to go either, but a lot of people put stock in a number (it’s an easy concept for a lot of people who are new to personal finance). Personally I’m going for exactly what you mentioned – the crossover point where my investments are earning me more money in passive income than my day job. That is when I will feel financially free.

I have always subscribed to paying yourself first, keeping debt under control and living within my means. Fortunately my wife and I have always made pretty good money so it was fairly pain free to be successful. We were so fortunate to not have any breaks in our work history which is a huge factor. For those who need to dip into savings to cover a long period of work outage, it can be devastating. I’m now at retirement age, house is paid for, no debt, million++ in investments…. You don’t know good it feels to be able to sleep good at night knowing that you can deal with anything that comes up.
It's really easy to look at certain strategies and techniques in business or in life that will help you make monumental leaps forward, financially speaking. But that doesn't take into account one of the most important ingredients for success. If you're serious about succeeding at the highest level, be grateful. Not tomorrow. Not in a few weeks when you get a raise. Right now. In this very moment. Why? Because it could all disappear in an instant. Appreciate what you have while striving for more.

You could try advertising more, for example, by putting up signs around the neighborhood, posting about it on social media, or having people you know spread the word. You could also try doing it in a different neighborhood that might have friendlier people, or do it in a time and place where there's likely to be a lot of people walking around the area (e.g., near a church before the end of a mass).
Flexibility is one key to successfully working from home. If you are willing to consider freelance or contract employment or willing to combine a couple of part-time positions, you'll have a greater chance of success in finding opportunities that are legitimate. It's also critically important to take the time to search for positions and to research those that sound viable thoroughly.

The truth of the matter is that very few ever tap into their hidden potential inside. They relent to bad habits and the status quo, never really thinking that they can achieve their biggest goals in life. They give up and throw in the towel, calling it quits. But it's virtually impossible to get rich if you give up. Failure is just a stepping stone. It isn't the end of the road.
I think you missed the point: these words have helped me. I have no consumer debt, a reasonable mortgage payment with a lot of equity, a healthy retirement account based on my age and income, and strong professional prospects. I earn money, live within my means, save and invest that money, and repeat the process. I am well on my way to becoming a millionaire, and I wish you the same success.
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