If you’ve received gifts you really don’t want – and they’re still in the packages – try returning them. Some retailers will take them back up to a year later.   If you are not sure where the item was purchased, try going online and searching.  If a retailer like Walmart or Target pops up then you can return it there without a receipt and get a gift card.

If working for yourself sounds like a major pain, don’t worry. There are still plenty of real work-from-home jobs in which you can work for an established company. These are more traditional jobs where a company hires you and pays an hourly wage. Typically, these jobs involve addressing customer questions and calls which are directed virtually to your own phone.
Don't spend money on stupid stuff. It's hard enough making a living. But it's hard and painful when the things you spend your hard-earned cash on are financial black holes. Reevaluate the things you spend money on. Try to figure out whether they are truly "worth it." Here are some things you probably don't want to spend that much money on if you plan on becoming rich:
For example, a $200,000 mortgage on a 30-year loan will cost you another $186,500 in interest payments, so you are actually paying a total of $386,500 over the course of 30 years. On the other hand, if you are willing to pay a few extra hundred dollars a month (for example, $350) by refinancing to a 15-year loan (usually at a lower interest rate), you could pay your mortgage off in only 15 years, and the best part is you would save yourself a whopping $123,700 in interest. That's money in your pocket. Talk to a loan officer about your options.
SME; LatinAutor - Warner Chappell, BMG Rights Management, BMI - Broadcast Music Inc., ARESA, AMRA, Kobalt Music Publishing, LatinAutor - PeerMusic, Reservoir Media (Publishing), EMI Music Publishing, Abramus Digital, CMRRA, LatinAutor - UMPG, Warner Chappell, UBEM, LatinAutor, PEDL, SOLAR Music Rights Management, LatinAutor - SonyATV, UMPG Publishing, UMPI, and 18 Music Rights Societies 

With the economic crisis, people are happy to have any kind of job, even the ones that don't pay well. However, there are challenging jobs where you will be assigned in places where living is hard because of the climate, crime rate, and civil unrest. Jobs like this will reward you with a six-figure salary and free housing, as well as, travel opportunities.
Today, not only do we live in an exhilarating time filled with endless possibilities thanks to technology that we once considered to live in the realm of science fiction, but it's also a period that's deeply steeped in the expectancy of instant and real-time returns. The truth is that you can't get rich overnight. It takes hard work and effort. It takes persistence and massive amounts of action. It takes seeing things through and pushing past failure, even as much as you want to give up and throw in that proverbial towel.
Some of the “gotcha” job offers from the past include check-cashing schemes, mystery shopping, medical billing “jobs” that require you to purchase expensive computer software, and craft-making jobs that ask you to pony up the cash for materials before you get started. And let’s not forget about the famous envelope-stuffing scam that was nothing more than a pyramid scheme designed to siphon money from as many people as possible.
It is the same concept of being the top of a particular field. When you are the best at something, you find that opportunities come to you. To become an expert of something, it is crucial to never stop improving. Successful people invest time, energy, and money in improving themselves, and it might just be the most rewarding investment you can ever make.
Selling blood….there are very few companies that buy your blood. #1 reason being MANY people willing to sell their blood are not the type of people you want to receive their blood, ie drug addicts (not everyone). And if you can find a company willing to buy your blood you can only give it every 56 days (for whole bood). The most common blood product that is bought is plasma and you can only do that every 28 days (in New York state …which won’t buy blood anyways).
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Although many medical transcriptionists work for hospitals or physician’s offices, most are able to work at home, and at a time or place of their choosing. Since their tasks involve transcribing recorded medical dictation, a computer, desk, and earpiece are generally the only requirements after completing a postsecondary medical transcriptionist program.


You could easily do home organizing for people, an industry that has gained a lot of popularity since the debut of Netflix's hit series Tidying Up with Marie Kondo. If you're a tidy and organized person yourself, and you're good at organizing spaces, why not offer your services to people around you? You'd be surprised at how many people, even on your own social media feed, might take you up on doing something like this.

Seek a payday loan or title loan as a last resort. Companies that offer payday and title loan services offer high interest rates (sometimes with percentages in the hundreds). If you cannot pay the loan and any interest back within the stated timeline, you risk even higher interest costs or, in the case of a title loan, the loss of your car. Avoid these types of loans in all but the direst circumstances, unless you are certain you will be able to pay the loan back.



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