Don't put all your trust in Social Security. While it's a good bet that Social Security will continue to work for the next 20 or so years, some data suggest that if Congress doesn't radically alter the system — either by raising taxes or reducing benefits — Social Security won't be available in its current form. It is probable, however, that Congress will act to "fix" Social Security. In any event, Social Security was never designed to be the only resource for retirees in their later years. That makes it all the more important that you save and invest for the future. 
Borrowing could be a key element in this method. Say you borrow $200,000 and put in $50,000 of your own to buy a property for $250,000. Then you develop the property and sell it for $400,000. The property has increased in value by 60% but your $50,000 has now grown fourfold to $200,000. You have to select the right properties in the right areas and develop them wisely.
Great message, Jeff. When I look at big goals, or even incremental goals, I like to break them down into bite size bits. Earning $100,000 a year seems difficult in many situations, but it seems easier when you break it down to $8,350 a month, or roughly $280 a day. Sure, that is aggressive for many salaries, but there are many ways to fill the gaps with side income, owning a small business, consulting, freelance work, etc. The same concept works for any number or goal you want to reach. Find out where you are, and what it will take to reach the next step. It’s much more attainable when you make incremental goals.
Become a freelancer in an area where you have expertise. If you have a skill that’s in demand, you can sell your services directly to clients who need them. Advertise your services on a personal website and look for freelancing jobs on sites like Upwork, Freelancer, and Fivrr. Additionally, hand out business cards and encourage happy clients to tell others about your work. Here are some ways you can earn money as a freelancer:
#48 – Stitch Fix – Read review – If you are a fashionista with a creative eye, try Stitch Fix a company that allows you to share fashion tips with clients on the site. For work at home stylist, Stitch Fix offers a $16+ an hour pay. As a requirement, you must be 18 years of age or more and be ready to attend their off-site training before starting the job.
However, Clothier's tale is an epic one. He had succeeded almost his entire life, and from very early on. But when failure hit home and he was unable to recreate his arbitrage business on his own, the reality of the situation sunk in. With $4,000 left to his name, he happened upon an infomercial teaching real estate. It cost him $1,000 for that program, which was 25% of his net worth at the time. Petrified, he made the plunge.
Use your skills to do day labor. Post an ad online or on a bulletin board offering to do odd jobs or sign up with an employment agency that specializes in temporary work. You can also go where other day laborers meet and wait for employers, such as building contractors, landscapers, homeowners and small business owners. Common odd jobs people need day laborers for include:
If you have relatively impressive cooking skills and some room to host guests, sign up for Eat With – a cool new service connecting travelers with hosts around the world, who invite them to a small dinner party for a fixed fee. As a host, you can set a rate per guest, choose the time and dates when you are available to throw a feast and indicate the max amount of people you are ready to invite (usually less than 6).
I am a little late posting this, busy due to the holiday season. I love finding ways to make extra money. I have been using ebay for about a year, and sometimes make as much as I do at my job. My regular job is doing things for people that they cannot or don’t want to do for themselves. I am a personal assistant, house sit for people who own beach houses, clean out and organize closets and entire houses. The bonus to organizing closets is that they don’t want what they clean out, so I can sell it on ebay too 🙂
Can someone help. I need a job or at least a hobbie to do at home, i need to make $400 in about 2 weeks. I’m 15 so i can’t work yet. If anyone has any suggestions please e-mail me! ooh & btw i can’t mow any lawns cause everyone who lives close by dosn’t have any lawn at all. So if there is any suggestions whatsoever please feel free to e-mail me. thanks!