Invest your savings smartly: You have full control over your spending, at least if you can control your emotions and avoid stupid purchases. It’s a lot different when it comes to investments. There are many factors beyond your control, from market trends to other people involved. That’s why the most frequent way of going from rich to poor is not lavish spending (except for lottery winners), but bad investments. Putting your money in a mutual fund is very far from smart investing. You don’t have to be a full‑time investor (since you have a daily job), but you have to be extremely smart about who you trust to manage your money. As we said, you must become financially literate.
This side hustle can easily become a full-time job! If you’ve got expertise in an area and think you can help small businesses near you, give this a shot. For instance, Ben and I know a lot about running Facebook advertising campaigns, so we approached the owner of our gym if he would let us design a few campaigns for him. And of course, he was thrilled to get the help! Here’s a useful 18 Step Checklist for Becoming a Small Business Consultant.

Invest your savings smartly: You have full control over your spending, at least if you can control your emotions and avoid stupid purchases. It’s a lot different when it comes to investments. There are many factors beyond your control, from market trends to other people involved. That’s why the most frequent way of going from rich to poor is not lavish spending (except for lottery winners), but bad investments. Putting your money in a mutual fund is very far from smart investing. You don’t have to be a full‑time investor (since you have a daily job), but you have to be extremely smart about who you trust to manage your money. As we said, you must become financially literate.



Tim, I know several millionaires, and most of them have done it the old fashioned way, which is working and saving over many years. Some have started their own businesses, some have made wealth through other means such as investments and real estate, and some have done it other ways. Virtually all of the millionaires I know have families (some were married without children, but most had children). I’ve never counted how many millionaires I know, but of the people I know for certain, I would venture to say that I know at least 10-15 of them would qualify under these standards. As for the college education part of it, I’ve never taken a poll to find out how many had degrees and which degree they had, if they had one.
This is especially true if you are starting to save later in life and need to play catch up. You might worry that maxing out your contributions will squeeze your cash flow too tightly, but it is easier to get in the habit of spending less if you don’t have that extra to money to spend in the first place. It’s much harder to increasingly scale back your budget year after year to accommodate for increasing contributions.

Here’s a good example of how lead sales can work in real life: My second website, Life Insurance by Jeff, brings in a ton of traffic from people who are searching the web to find answers to life insurance questions. While I used to have the website set up so I could sell these people life insurance myself, it was a lot of work to process all the different requests and clients. As a result, I started selling the leads I gathered instead.
Tanisha, you can invest in index funds, which cover broad sections of the stock market, including the total US stock market, international stock markets, different sectors of the stock market (such as technology, health care, industrial technology, etc.). I recommend reading these beginners investing tips. You can do everything mentioned in this article in Alaska and just about anywhere else. Best of luck!

We're in an explosive era of growth. Thanks to the birth of the internet and our newfound global connectivity, generating a real income online, no matter where you live or what you do, has become a modern-day convenience. Gone are the doldrums of 9-to-5 employment and the necessity to head into a life-sucking corporate job. Today, the so-called "dream" revolves around the lifestyle entrepreneur, able to make money, travel the world and live life to the fullest from anywhere on the planet.

To test these websites, you’ll be asked to visit the site in question and record your reactions and thoughts as you go through it. To get started making extra money online by testing websites, sign up for some of the most popular services like UserTesting.com, Userlytics, TryMyUI, Userfeel, TestingTime (for people outside the U.S), or Side Income Jobs.
I have practiced the same debt elimination and savings techniques for years, and do so quite aggressively, though more conservatively than one of my best friends. I am 60% there in savings and my only debt is my mortgage payment. My best friend in 23 years reached 130% of his goal to become a millionaire. He began with $3000 and was more aggressive in his investing than I have been. My point is, he made it…retired last year and is living off his retirement, social security and investments to the tune of $150,000 per year. He owns two homes, bought a boat and is traveling and enjoying his life to the fullest. My goal is to follow in his footsteps. All of this takes discipline and sacrifice, but believe me it can be done by anyone, so don’t think this is a bunch of bull…anyone can do it, but you MUST make saving a life time habit. Set short term savings goals and work hard to reach them. Once you reach a short term savings goal, set your next savings goal and continue to work hard to reach it. Then repeat, repeat, etc.
Successful investors take the time to study key financial concepts, learn the dos and don’ts and stay abreast of current trends. They take advantage of opportunities to strengthen and expand their understanding and expose themselves to financial information on a daily basis. Take a cue from them and subscribe to The Wall Street Journal, watch CNBC, pick up a financial magazine instead of a gossip magazine and follow financial experts on Twitter. Become a devoted student of money, and you can master the science of getting rich.
Zilok is free for individual members to create listings, but rental businesses have to pay fees. To list your item on Zilok, you’ll have to create a post with a description, photos and a price per day. Once a renter finds your product, Zilok takes a commission depending on the listing price. For everything under $10, the commission fee is $1. Fees range between 5% and 9% for all other price categories.
One of the hottest work from home jobs out there right now for online tutors is teaching Chinese children English through VIPKID. The service is super flexible, you get to set your own hours, and there is no lesson planning involved. VIPKID provides the lesson plans and communicates with the parents, all you need is a laptop and a desire to help teach  children. Tutors typically earn anywhere from $14 – $22 per hour according to their website.
Having your own site to sell gently used handbags is probably going to be a really, really difficult endeavor for what its worth. It will be hard to get enough eyeballs/visitors on those bags to generate enough sales to make you any meaningful income (it’s an incredibly small niche and almost too specific in nature). Not to deter you from the idea completely but you’ll need to commit to several years of patience to really hit a home run in that field.
Tenants sounds good, but can be a toxic problem as I recall before of one studying Religion and Ministry somewhere and claimed to be clean and laid back, but came to light by another tenant he stayed with to have a bad temper, bad attitude and never clean up his own dishes and have his stuff scattered in living room without first discussing with his roommate and always asked other roomie for rides and money as a moocher and would get pushy if his roomie refused as unable to at times. 

Holly told me she started writing content in 2011. At the time, she still worked a full-time job but created content online part-time to supplement her income. Over time, she was able to double and triple her rates until she could quit her full-time job to write. These days, she makes bank as a freelance writer and teaches others to do the same via her online course, Earn More Writing.
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