Ryan and all, thanks for sharing these encouraging thoughts and ideas here. After going through all comments I feel “to become a multi-millionaire” is no longer a secret..its all about handling money in a disciplined way. I am really excited to explore this finance world and in that context I need one help from you all experts. Could you kindly recommend me some books (for a beginner) on asset allocation/portfolio management. Thanks for doing all great work here. This site is now bookmarked ?
You might find, when speaking with millionaires — especially self-made millionaires — that there is an element of optimism and joie de vivre. Many millionaires know that if things go wrong, it is possible to find the bright side, learn from mistakes, and move on. Additionally, many millionaires know how to enjoy life as well. Many successful and happy millionaires understand that there is more to life than just amassing wealth; sometimes you need to spend time with your family and friends, eat good food and relax a little. However, the ability to find a silver lining, and to have the persistence to try again, is one of the defining traits of a millionaire.
Hi Danielle – I presume you have a website or blog? If so, the easiest way to start is by signing up for an affiliate site, like Commission Junction. They represent hundreds of companies offering affiliate programs. But you can also contact companies directly, preferably those who’s products and services you actually use. Most company’s have affiliate programs now, so you can try signing up that way. They’ll give you a coded link to place on your site that will credit you for the sale when a reader clicks through to their site and makes a purchase.
If you have a fondness and talent for taking pictures you can make extra money online by becoming a stock photographer and selling your images to a stock photo company like ShutterStock or iStockPhoto. You’ll get royalties every time someone licenses an image you’ve submitted. To really be successful, build your own photography website to be able to showcase your portfolio and start getting higher-paid private corporate work.
Thank you for all the advice you offer. Im only 23 years old and stumbled upon your writing on debt management a few months ago and have already reduced my debt by 30%. People may knit pick at what you say but the underlining is always the same…less debt+saving and investing leads financial freedom. I look forward to continuing to read what you have to say and making these millions with you brother.
What It Is: Think Mary Kay (cosmetics), Pampered Chef (kitchenware), or Rodan + Fields (skincare) — over time, you build a base of clients to whom you sell a company's wares. "There are several reasons why I decided to become a consultant," says Rodan + Fields independent consultant Debbie Royer. "I had seen how much of a blessing the business had been to a friend of mine and my sister-in-law. Plus, everything can be done from my phone, and being a mom to a preschooler and an infant I don't have a lot of extra time to be sitting at a computer."
Okay while i agree the list is very useful….i think that everyone should disreguard the online surveys they are awful if u want to make money doing it you have to fill out one form which just brings you to another site to give u more forms to fill out. Its pretty bad, plus kids should be getting out of there houses to make money not sitting inside all day.

Clearly, there's a lot of demand on Amazon, and if any product is going to sell, it's going to sell well on Amazon. But the goal here is to source the right products that will easily sell at the world's largest online retailer. Generally, products between $10 and $50 sell very well here. Just be sure to do the right market research before jumping on this bandwagon.

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Never send money. Employers should not charge you to begin working for them. Avoid any company that asks you to send money for equipment. Also, don't send money for work at home directories or start-up kits. Free information and job listings are available online. Also, never give your bank account information or any other personal information that could help someone steal your identity.

Two thoughts come to mind. First, at 27 you have a whole life in front of you, so whatever you do will be right if it is directed correctly. Second, pick a goal and work towards it (e.g., pay off medical debt; or pay off condo mortgage). Always remember, as you succeed in any one of these, then you can broaden out into other investments opportunities (e.g., stocks, mutual funds, real estates, etc.). The choice and timing are yours to call. My basic point; however, is while you are young “focus” on a GOAL and go after the goal aggressively.

However, this can be debilitating, to say the least. That's likely why we see so many get-rich-quick schemes and fad weight-loss diets. We want what we want and we want it now. But we can't expect that if we're serious about making a mark in business or society. Instead of instant gratification, in order to create sheer abundance, we have to do the most amount of work for the least initial return. We have to deliver massive amounts of value, and do so repeatedly. Plain and simple.
Instead, try scratching for free using an app called Lucktastic (Lucktastic is called Lucktastic Match on iOS). Each day, it releases a new assortment of digital scratch-off tickets. Lucktastic says instant wins range from $1 to $10,000. You can also earn tokens that you can exchange for free gift cards to retailers including Amazon, Walmart, Kohl's, Sephora and more.
Thanks for this. It was very much helpful. I followed John Crestani’s tutorials. Back then, they were a bliss for me. He has the most genuine ways to earn a 6-figure side-income. He has the most appropriate ways about how to leverage paid traffic online, to create an affiliate marketing based business. My life has completely changed now. It is worth it. You can learn his tutorials at: *https://bit.ly/2CJWcx6*

Your journey to becoming rich might not be linear. Much a like a road trip, there could be some roadblocks or traffic along the way and things that halt your journey or slow you down. However, if you’re committed to getting rich, you have to develop persistence. If you stay the course, you’re more likely to learn how to build wealth and reach your goals.


If you live near a university, there are likely all sorts of research studies looking for participants. While I was an undergrad at Virginia Tech, I got paid $500 to participate in a 6-week dietary study. The study provided all my meals and paid me, but I had to eat a 5,000 calorie diet of 50% fat for 6 weeks, plus I had multiple muscle biopsies, urine/blood testing, etc.
This is my update, it’s been a couple years and I feel now is a good time for one! After my wife and I turned 30 in July I have been thinking about updating our story. We continue to prosper at what we do and have been pretty frugal since when we first posted. I finally got a raise and a promotion , which is just the start of our good luck. About two years ago we purchased land back home in PA even though we still have time left in Boston. We got an amazing deal on 2.2 acres on a golf course that now appraises for $350,000. Since the last time we spoke we have paid down debt,we have paid off both cars, my wife’s medical loans and under grad degree, also purchased about $25,000 in gold and silver. We have about $55,000 in equity in our condo in Boston and together we now have over $95,000 in 401k and Roth accts. We are working extra hard at paying down the land loan so that we will have enough equity to build a 1.5 million dollar house ($300,000) needed or 20%. We also just signed with a private practice which is going to pay my wife and I a $50,000 signing bonus and over $250,000 before taxes a year, starting in 2014. We make about $175,000 a year combined now but once my wife becomes partners at this practice she is expected to make over $750,000. So we are very lucky and well on our way! We our currently half way away to a million. Our plan is to become millionaires before we turn 35. Can we do it? Thank u Ryan for your advice. Work hard, it doesn’t matter what you make… It matters what you are able to save!





One of the best ways to becoming a millionaire is investing in real estate. Let’s face it.. the market is unstable. Though there is negativity around real estate and though it does take more time and effort to become rich..it is still the way to go. Where do you think Donald Trump made his millions? How do you think he got started.. real estate. SO, if you’re ready as I am, get a copy of “The Pizza Delivery Millionaire” by Rick Vazquez. Unlike many other books out there that might be geared to people who already know something about real estate, this book is simple yet offers great suggestions on the keys to becoming successful. This is the year for me!

For example, I did a Google search for construction consulting and found DMSCCS at the bottom of the first page. Their overall web authority is fairly low, and yet, they’re still on the first page of Google for people looking for construction consultants. It’ll be a long journey, but it won’t be impossible to work your way there if you spend some time establishing yourself as an expert consultant.
Whether you have a website or are still dreaming up ideas for a blog, you can also look into affiliate marketing. With affiliate marketing, you partner with brands and businesses within the content of your website. If you mention a product or service, you link to that produce or service using a unique affiliate code you received when you signed up for that particular affiliate program. From there, you’ll make money any time someone buys a product or service through your link.

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In his first 18 months after that real estate infomercial and learning the arbitrage strategy, he did 91 wholesale deals and made a million dollars. He didn't need to use any of his cash to do it. He simply replicated the same technique he utilized in the grocery industry, but instead, did it for the real estate industry. And the results were unfathomable, allowing him to generate millions of dollars, almost on demand, while also becoming one of the leading internet marketers in the world, building up a massive list.
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