An easy way to achieve diversification is to invest in an asset allocation fund, such as a target-date fund or “life strategy” fund that is based on your risk tolerance. And if you don’t have the means to buy property outright, you can explore investing in real estate mutual funds, ETFs or investment trusts (REITs), which can even offer steady income in some cases. Learn more about crowdfunding, which now gives the average investor the ability to support startup companies. Just be careful not to concentrate your money too heavily in any one investment.
Spending intentionally doesn’t require pinching every penny, but you should know where those pennies are going and that the destination is something you value, whether that’s travel or good food. It’s easy to fall into a habit of doing the opposite, basically a financial version of mindless eating — buying a new pair of shoes because you walked by the shoe store, for example.

Reduce your utility bills. Electricity, gas, and other utilities can deeply impact your monthly budget if you let them. So don't. Be smart about ways to keep your home cool during the summer and warm during winter. You may even consider investing in or building solar panels to channel the sun's natural energy into electricity. Keep your utilities low, and watch the money you save start to mount.
Passive Income: While you’ll still need to do some light work like processing orders, marketing and customer service, it’s a pretty passive way to make money from home. Importing products from Oberlo can be done in one click. And so can processing orders. Most of the other money making ideas on this list require trading time for money to make money fast. You’ll be able to do the work casually on evenings and weekends making it perfect for those who still have full-time jobs, new parents or caregivers.

What It Is: Create virtual displays of art and graphics by assembling images, typographies, and motion graphics for published, printed, or digital media. This may include drafting logos, packaging, labels, and advertisements for brands. Top candidates will have skills in creativity, typography, software, web design, Adobe Photoshop, technology, and more.

What does that mean for you? It means Nielsen will pay you $50 a year to keep their app on your favorite internet browsing device. The app itself collects statistics on your internet usage anonymously, so you never have to worry about any data being linked to you. And the best part is, the app takes up barely any space and doesn’t slow down your phone or tablet at all!
Seek a payday loan or title loan as a last resort. Companies that offer payday and title loan services offer high interest rates (sometimes with percentages in the hundreds). If you cannot pay the loan and any interest back within the stated timeline, you risk even higher interest costs or, in the case of a title loan, the loss of your car. Avoid these types of loans in all but the direst circumstances, unless you are certain you will be able to pay the loan back.

I surprisingly get a lot of people asking to detail their car. I never intend to make a business of it, but I love doing it to my cars and people ask me to do it to theirs. All it takes is a cheap orbital buffer (mines a used craftsman) and a shop vac. I normally get easily $100 for a basic wash/wax/vac, or $200 to remove scratches and polish then wax the car.

How to Get It: You can apply directly through companies, such as Stella & Dot, a jewelry company that had over $100 million in sales in 2010, who is always in need of stylists. A few others include Avon (household and personal care), The Cocoa Exchange (chocolates and more), and Alice's Table (flowers). You can also visit the Direct Selling Association website — all the companies listed there agree to abide by a code of ethics, so they only offer legitimate opportunities. Typically reps make a small investment to get started (this is a legitimate and standard practice), and sometimes pay a fee for the merchandise being sold. After that you can work as much or as little as you want, and see profit based on how much you sell.


Now, it’s time to start creating and uploading content. Make sure you’re using a high-enough quality camera (most smartphones will work but I’d suggest at least having a tripod so your footage isn’t shaky), but don’t worry about being perfect at first. The beauty of YouTube is that you can continue to test out different content and styles as you find what works for you. Instead, stick to a regular schedule to build up your subscriber base.

One man’s trash is another man’s treasure. This is ever present in the sneaker world. I am an avid sneaker collector and a huge part of the culture is buying and selling your sneakers to keep updating your stock with your current favorites. I use a website called Kixify to buy and sell some of my sneakers and it is just like Ebay or Craigslist. Whenever I need money for whatever reason, I always look to see if I have a pair of shoes I am no longer in love with and willing to sell.


You may be dumb in one field but you can be great in another. A fish always feels dumber watching a monkey climb a tree so easily and knowing that it could not climb. Find a field where you can be good. Everybody is good at something. Bad grades do not necessarily mean that you cannot get rich. Getting rich requires financial and economic knowledge, it doesn't necessarily matter how or what you have studied.
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Set up a roadside stand. Depending on where you live, you could profit handsomely by setting up a roadside stand. If you live near a resort area, for example, you could buy cases of bottled water, put them on ice, and sell them to passers by for twice what you paid. Selling fruit and produce you grow yourself is also a smart idea in highly-traveled areas.

Ever since the idea of online auctions came into existence, the online selling market has been on the rise. Many are interested, but don’t know how to get started. There are still all kinds of ways to make money by selling online, whether you’re selling what you already have or buying and selling like a store. Before we get started, here are a few general tips when selling anything online:
Blaz Kos writes about data-driven personal development at AgileLeanLife.com. Blaz Kos helps people shape superior life strategies by: (1) employing the best business practices in personal life management, (2) teaching established psychological techniques to better manage mind and emotions, and (3) setting goals based on understanding market paradigms, the quantified self, and following cold hardcore metrics that prevent any fake feeling of progress. He is obsessively passionate about hi-tech, mass media, personal development and making the world a better place.
Find your niche partners, collaborators, and champions: As you’re creating your course, look for notable people who are also creating content in the space. Look att how their businesses operate and incorporate that into your own plan. You can also reach out to any influencers and make them affiliates for your own course. This way, they’ll be incentivized to share your content with their own audiences (which can be a major way to generate your first sales—it helps if you're using one of the best CRMs for small business—and start building your own community!)
I came upon this site because I’ve been seriously thinking about supplementing my income; would like something interesting and that doesn’t take up all my free time since I have a job already at a doctors office. Also, have my bachelors in psychology. The remote customer service, vipkid and freelance proofreading caught my eye. Certainly open to any other opportunities and ideas.
Want to find clients? Check out the list below. Also, look up freelancers in your niche. You can use LinkedIn to find out who freelances. What brands do they work with? Often times, brands work with multiple freelancers. Feel free to send a cold email out to the brand asking if there are any opportunities for freelancing available. If they’re not interested at the time, they might reach out to you in the future.

Sell stuff online. If you have high-quality items to sell, there are a slew of online marketplaces you can use. Just make sure you understand the fees associated with your sale before you take the plunge. Where neighborhood Facebook pages and Craigslist ads are free, many online marketplaces or consignment shops charge for ads or require you to fork over a percentage when you make a sale.
Getaround is the sharing economy's answer to rental agencies. The company allows you to rent out your car on an hourly or daily basis, starting at $5 an hour. Depending on your vehicle's market value, you set the price per hour, and Getaround takes a 40% cut to cover 24/7 roadside assistance and driver insurance. According to the Getaround, earning potential for renting your car when you're not using it is up to $1,000 a year.
Sign up for a reputable affiliate network: Aside from Amazon, there are dozens of large reputable affiliate networks, such as Share-A-Sale, Clickbank, and Skimlinks, that specialize in connecting you with merchants who are looking for affiliates to sell their products. They charge relatively low commission fees for the privilege of connecting you with merchants, and the merchants on these sites tend to offer much higher commission percentages or set dollar amount payouts.
There are plenty of books on making money by men who haven't made much. But if J. Paul Getty, who Fortune magazine called “the richest man in the world,” doesn't know how, who does? Here the billionaire businessman discloses the secrets of his success—and provides a blueprint for those who want to follow in his footsteps. And he goes beyond the matter of making money to the question of what to do with it.
Rose and others looking for employment this summer: Retry the babysitting idea. Summer is a good time to babysit. Maybe volunteer a few times first and then use those families as references. Tell everyone you know that you are available to babysit. Use email, Facebook, fliers, word of mouth. Also try offering a set time every week, like Tuesday evenings form 5-9 pm in your home. Parents know they can drop off their children without calling ahead. They really appreciate that. It takes time and persistence to get the word out, butit can be done!

Thank you for sharing your perspective. I will leave this here if you want to be financially free for life; I used to have most of my investments in stocks and mutual funds. I have been doing some research on cryptocurrency investments, trading and mining, and I came across many reviews online. I found this Crypto expert/miner via his mail address at [cryptojacking.worm (at)gmail com ]


If you’ve got a way with words and expertise in a niche, there are plenty of sites that will pay for articles and content you write. Think of the sites you read regularly. What can you contribute to them that would be interesting? Research your niche and then look for ways to pitch articles. Many sites will simply have a submission or contact link in the footer. To get started, check out my full guide to becoming a freelance writer on the side and then submit your articles to places like Instash, Listverse, TopTenz, A List Apart, International Living, FundsforWriters, and Textbroker.
If you’re serious about becoming rich, you’re going to need to step out of your comfort zone and recognize that the path to success is through uncertainty. Traditional paths, like having a steady job and a fixed check, are safer, but wealth often comes through taking calculated risks. Don’t let fear hold you back. If you dream of something more, learn to embrace different possibilities.
It doesn’t pay much, but if you’re a healthy person and want to make a bit of extra money online, the AchieveMint app will reward you for doing things like walking, tracking your food, or taking health surveys. AchieveMint works by connecting to fitness apps you might already be using like Fitbit, RunKeeper, Healthkit, and MyFitnessPal and then giving you points for certain actions. For every 10,000 points, you earn $10 with no limit on your earnings.
Seek a payday loan or title loan as a last resort. Companies that offer payday and title loan services offer high interest rates (sometimes with percentages in the hundreds). If you cannot pay the loan and any interest back within the stated timeline, you risk even higher interest costs or, in the case of a title loan, the loss of your car. Avoid these types of loans in all but the direst circumstances, unless you are certain you will be able to pay the loan back.
Thanks for sharing. Since you’re short on time, go online right away. Use groups on social media and public classifieds to sell everything you don’t need (bonus: you’re decluttering your home and getting a head start on spring cleaning). If you take clear photos and can write a few lines of fetching the copy, you could have hundreds or even thousands of dollars’ worth of offers by the end of the day.go to Home Jobs by Mom.
– Project Payday is one of those sites that has testimonials of people who have earned thousands of dollars by getting paid to get trial offers. I’m not saying you’ll earn thousands, but it is legit and you can earn some extra cash. They assume that by paying you to do a free trial, you’ll either like the product and purchase it, or forget to cancel the trial and get charged for it. If you can keep track and cancel before you get charged (if you don’t want the product), then this is a great site for making some money.
Go hunting or foraging for food. You may need to invest in gear and permits, but if you already have these, this is an inexpensive way to get your own food. If you're ethically against the killing of animals, it's pretty easy to forage for food, depending on where you live. Just make sure to forage only for food whose origin and properties you are sure of. Getting sick or poisoned is never any fun.
For non-tech people (myself included), web design can cause a lot of stress. And stress means opportunity. If you have a knack for web design or web development, you should definitely be capitalizing on it. And since it’s such a foreign concept for many, it can be a really lucrative side hustle. You can find all sorts of gigs on Upwork. Also, you need to read this article: How to Make $5,000+ a Month Building Websites Part-Time
In my (unpopular) opinion, getting a raise is harder than getting a promotion. Think about it from your boss’s perspective, would you rather a) pay more money for the same service, or b) pay more money for additional responsibilities. Alas, if you feel you’re overdue a raise, check out Dr. Randall Hansen’s article on Getting the Raise You Deserve. There are some really useful strategies there.
And while it will take time to build up a big-enough audience to attract advertisers and other ways to make extra income from your podcast, the opportunity is there. John Lee Dumas interviews entrepreneurs seven days a week for his podcast Entrepreneur on Fire and now makes more than $200,000 a month from it. In fact, John publishes all his income online and showed that he’s made almost $13 million since launching in 2012.
So many people dream of writing a book, but never go through with it. Yet no matter what, I’m sure you have experience and value you could give through writing a book. By packaging your skills and knowledge into a downloadable eBook that helps people learn a skill, advance their careers, or start a businesses, you can change someone’s life and even make good money online.
People are turning to audio and visuals when it comes to technical subjects. However, you should consider doing an ebook first and turning it into an audiobook through a resource like Audible's ACX platform. You can hire a producer either through a royalty share program, so you don't have to shell out upfront cash, or you can do a pay-per-hour hire as well.
Find a profitable niche: We’ve talked about this a lot. But, where are you most comfortable. What niche do your skills, values, and interests intersect? Do you have 10 years of experience as a technical writer? Do you have long-standing PR relationships that’ll be invaluable in helping startups launch a successful crowdfunding campaign? Determine what makes your value unique, and lean heavily on showcasing that strength to your potential clients.
It’s not the sort of online money making opportunity that’s covered in glory, but everyone needs a set of eyes to make sure the numbers add up at the end of the year. Every business and most individuals need someone to help prepare tax returns, especially time or resource-strapped small business owners. The Income Tax School provides an array of training programs that'll certify you with tax prep in as little as 10 weeks, and once tax season rolls around you'll be able to charge an average of $229 per return as a freelance tax preparer with this side business idea, reports CNBC.
It really is that easy, and I think a lot of people don’t realize that. It’s just a psychological barrier nowadays since many can’t imagine what having $1 million feels like. In reality, $1 million isn’t that much money anymore. That might sound ridiculous, but I know I’m going to need much more than $1 million to retire someday. I’m not sure what my millionaire story will be yet, but I’m certain it’s going to involve self-employment since and not a job.

Financially responsible and successful people don’t build their wealth by accident — or overnight. Becoming rich takes serious willpower and long-term vision. You have to be able to keep your eye on the prize of financial freedom, be willing to sacrifice your present wants for the sake of your future and develop good habits to win. Here are 10 habits you can start putting into practice now.

Appen is a technology services company based in Australia. However, they have offices in the US and the United Kingdom as well, and provide opportunities in 130 countries around the world. The company works with some of the biggest companies in the world, including eight of the 10 top technology companies. It supports more than 1 million contractors around the world.
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